Although many may consider your job simple and easy, as a cleaner you know that it is quite the opposite. There are a multitude of risks that you face every day, from property damage to personal injury. Whether you work as a cleaner for schools, corporate offices or residential properties – insurance is a must have for any cleaner. At Public Liability Online, our team will make sure that you get a tailored and comprehensive policy at the best possible price.
If you are on this website, it is highly likely that you operate your cleaning business as a sole trader. Well, did you know that as a sole trader you have unlimited liability? This means that if something goes wrong and you aren’t covered, your personal assets can be seized. This is why acquiring a comprehensive cleaners insurance policy is so important – so you, your family and your way of life are protected in the event of a disaster.
In your line of work, public liability insurance is a necessity. There are countless things that could go wrong and result in a claim being made against you. What if someone trips over the cord of your vacuum cleaner? What if someone slips on the floor you’re mopping, and you’ve forgotten to put the wet floor sign out? What if you knock over your client’s priceless vase? Public liability insurance has your back in these situations.
Like a handyman and their tools, your cleaning equipment is crucial to the day to day operation of your business. This type of insurance covers your brooms, mops, chemicals and other essential equipment against theft and / or damage, so you can carry on business as usual.
Cleaning is a physical job, one that requires you to be fit and healthy. So, what happens when you become sick or injured? How will you put food on the table, pay the mortgage and support your family? Personal injury and illness insurance supplements up to 85% of your income in the event that you are incapable of working due to sickness or injury.
Your vehicle is essential for moving from job to job. Commercial vehicle insurance covers you against theft or damage to your vehicle.
The cleaning industry is an industry where there is a significant difference in insurance premiums depending on the size of the business and the work being done. For example, if you are a sole trader doing only residential cleaning work, your premiums will be much lower than that of someone running a business with multiple employees undertaking projects in public spaces.
Are you a domestic, commercial or building cleaner looking for insurance? You’ve come to the right place. At Public Liability Online, our team of insurance experts are always on hand to provide tailored insurance advice and connect you with our network of outstanding brokers across Australia. Get in touch today.