As a concreter, you know that not everyone can do what you do. And while a DIY concreting job might be cheaper, the high-quality finish just isn’t there. The same is true for insurance – while a cheap policy may be tempting, it’s more than likely that you are sacrificing service, quality and a tailored solution. When it comes to your concreters insurance, our team at Public Liability Online work with you to connect you with brokers that will deliver a comprehensive policy tailored to the specific requirements of your business at a competitive price.
There are plenty of costly risks associated with concreting. What would you do if you caused damage to someone else’s property, your tools got stolen or you suffered an injury and couldn’t work? These are just some of the situations that could result in hefty claims against you and your business and general lack of income. Concreters insurance gives you peace of mind knowing that if things go sour, you’re protected.
Public liability insurance is arguably the most crucial type of insurance for a concreter as it covers you for third party damages and injury or death as a result of your work. Whether you’ve simply broken a window or have caused someone serious injury, public liability insurance for concreters protects you and your business.
As a tradesman, chances are you have an extensive collection of tools and equipment that would be quite costly to replace. Tool insurance for concreters protects you against theft, fire damage and general damage caused by events like a vehicle crash or collision – meaning you won’t have to foot the replacement / repair bill out of your own pocket.
As a concreter, you know better than anyone just how much physical labour is involved and unfortunately this means increased exposure to injury. If you run your own business or work as a subbie, you are probably already aware that you are not entitled to sick leave and do not have access to workers compensation – this can jeopardise your income if you are unable to work due to sickness, injury or unforeseen circumstances. Income protection insurance does just that, protects your income so you can still support your family and pay the bills even when you can’t work for a period of time.
As with most trade professions, your concreters insurance premiums will depend on the level of risk associated with your work. The higher the risk, the higher the costs. When you get in touch with Public Liability Online, our friendly and knowledgeable team will take the time to understand the nature of your concreting business, so we can better connect you with brokers we know will provide a tailored, comprehensive policy at a competitive price. Get in touch today on 1800 669 664 or fill out a contact form on our website and we’ll get back to you within 24 hours.