As a handyman, you don’t exactly have a set job description. One day you will be fixing a leaky kitchen tap and the next you’ll be inspecting the gutter of a high-rise apartment building. This is why you need an insurance policy guaranteed to give you peace of mind and at Public Liability Online, that’s exactly what we do for handymen all over Australia. Our team specialise in tailored, comprehensive insurance policies that cover you for the broad range of risks that you face daily – ensuring that you and your family are protected should the worst happen.
Think of it this way, your work environment is ever changing – no one day is the same as the next. Why wouldn’t you want to be prepared for the worst? There will always be unknown dangers and liabilities either for you or a third party. Either way, it’s best to have a comprehensive policy in place so that any costs aren’t coming straight out of your pocket.
As a handyman, there’s no doubt that you have an expansive collection of tools for every occasion. What would you do if they were stolen, lost or damaged in an accident? Not only would it be a costly replacement job, your current and future work could be hindered by it. Tools insurance protects you against scenarios like these.
Your vehicle is arguably the most important asset of your handyman business. After all, how would you travel between jobs and transport your tools without it? Protect your business vehicle with motor vehicle insurance.
Your phone, laptop, iPad and other devices are crucial to your productivity. Make sure you are covered in the event that they are misplaced, stolen or damaged.
A fairly well known and popular type of cover among business owners large and small, public liability insurance protects you in the event that your business activities cause property damage or personal injury to a third party. Examples of these situations include knocking over and breaking a vase or a third-party tripping over a loose wire from one of your tools and injuring themselves.
If you provide professional advice to a client that turns out badly, then they decide to make a claim against you, you’ll want to be protected with professional indemnity insurance for handymen.
If you are a self-employed handyman, you will need income protection insurance. This type of insurance supplements your income should you become sick or injured and are unable to work as a result – ensuring that you can still support yourself and your family.
This depends on the risk level of your work, the type of work you do and what cover you will need as a result. However, an average handyman policy is quite affordable as the industry is considered to be low risk overall.
At Public Liability Online, our team of specialist brokers can provide a comprehensive handyman insurance policy at a competitive price – tailoring your policy to your specific business requirements. For an insurance online provider that is fast, professional and genuinely cares about you and your business, get in touch with Public Liability Online for your handyman insurance quote.